Health Care Reform
Health Care Reform
Personalized Service | Patient Protection and Affordable Care Act Certified | Over 40 Years of Experience
Personalized Service
Patient Protection and Affordable Care Act Certified
Over 40 Years of Experience
Your Trusted Source for Health Care Reform Solutions
Utilize our large employer calculator and full-time employee tracker to help determine the best health care options for your workplace. You'll be pleased to learn that we are a member of the National Association of Health Underwriters and a member of the Iowa Association Health Underwriters.
Call Meller Insurance & Consulting to schedule a consultation today.
Follow the Health Care Reform Timeline
2010
- Extended coverage for young adults
- Access to insurance for uninsured individuals with pre-existing conditions
- Identifying affordable coverage
- Coverage of preventive care services
- Prohibiting rescission
- Lifetime and annual limits
- Improved claims and appeals process
- Non-discrimination rules for fully insured plans
2011
- Improving medical loss ratios
- Standardizing the definition of qualified medical expenses
- Cafeteria plan changes
2012
- Additional preventative care services for women
- Uniform summary of benefits and coverage
- Patient-centered outcomes research institute fee
2013
- W2 reporting
- Limiting health flexible spending account contributions
- Employee notice of exchanges
- Increased patient-centered outcomes research institute fee
2014
- Individual coverage mandate
- Employer coverage mandate
- Health insurance exchanges
- Out-of-pocket cost sharing limits
- No waiting periods over 90 days
- Annual limits on essential health benefits are prohibited
- Mandatory coverage for clinical trial participants
- Annual health insurance provider fee
- Auto-enrollment with over 200 full-time employees
2015
- Employer coverage mandate
- Employer reporting requirements
- HIPAA certification
2018
- High-cost plan excise tax
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